Am I Eligible for a
Study Abroad Loan?

Federal Student Loans

Study abroad student are eligible for federal aid as long as they are receiving credit at a US college or university. Study abroad students are looked at just the same as if they decided to complete their semester on-campus.

In order to be eligible for federal aid for study abroad, you must meet the following requirements:

Demonstrate financial need

Financial need is defined as the difference between the cost of attendance (COA) at a school and your Expected Family Contribution (EFC). Although COA varies from school to school, your EFC stays the same regardless of the school you choose.

US citizen or eligible non-US citizen

To be eligible for federal aid, the student must be a US citizen or an eligible non-US citizen. An eligible non-US citizen is a US national (including natives of American Samoa or Swains Island), US permanent resident, or an individual who has an Arrival-Departure Record (I-94) from US Citizenship and Immigration Services (USCIS) showing one of the following designations:

• "Refugee"
• "Asylum Granted"
• "Cuban-Haitian Entrant (Status Pending)"
• "Conditional Entrant" (valid only if issued before April 1, 1980)
• Victims of human trafficking, T-visa (T-2, T-3, or T-4, etc.) holder
• "Parolee" (You must be paroled into the United States for at least one year and you must be able to provide evidence from the USCIS that you are in the United States for other than a temporary purpose and that you intend to become a U.S. citizen or permanent resident.)

Have a valid Social Security number

All study abroad students must have a valid Social Security number with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau.

Learn about Social Security Numbers & International Student Loans.

Registered with the Selective Service

If you're male between the ages of 18 and 25, you must be registered with Selective Service. The Selective Service maintains contact information to get in touch with you and call you in for military service in the event that there is military conscription.

Full Time Student

All study abroad student must be enrolled or accepted for enrollment as a regular student in an eligible degree or certificate program.

To be eligible for Direct Loan Program funds, you must be enrolled at least half-time, maintain satisfactory academic progress in college or career school, as well as:

• Sign statements on the Free Application for Federal Student Aid (FAFSA) that state that:
  • You are not in default on a federal student loan and do not own money on a federal student grant
  • You will use federal student aid for educational purposes only
• Show you’re qualified to obtain a college or career school education by:
  • Having a high school diploma or its equivalent, such as a General Educational Development (GED) certificate, or
  • Completing a high school education in a home-school setting approved under state law